The Kia Seltos is one of the best small SUVs in the market. It’s quite affordable, an advantage for the more budget-conscious car buyer. Pricing varies depending on the chosen trim level and optional features, with a base model starting around $27,290 and the top-tier GT-Line commanding a higher price.
The Seltos is equipped with great technology and features across all its ranges. The interiors have been refined but have a similar design found in previous iterations. Overall, it’s versatile, practical, and reliable which makes it a top-notch choice.
Car finance options for the 2023 Kia Seltos
If you’re looking at finance options for the 2023 Kia Seltos, you’ll find car loans from banks, credit unions, dealerships, and non-bank lenders. The key to getting the best deal is to compare different auto loans available. Look at the loan terms, interest rates, payment frequency, and the like to see if it matches your financial situation.
We have an online calculator to help you estimate your repayment costs. Estimate potential car loan costs when you use this handy tool.
Example Calculation for a Kia Seltos
Let's take a look at an example calculation for a Kia Seltos. Suppose you're considering purchasing an Kia Seltos for $27,290 MSRP. You have a trade-in vehicle of $4,990, leaving your loan amount borrowed at $22,300 and your credit score and personal situation qualify you for an indicative interest rate of 5.99%. You decide to finance the vehicle over a 60-month term.
Using an online loan calculator, you can estimate that your monthly payments would be around $431.02, with the total cost of the loan coming in at around $25,861. This includes the principal amount of the loan, interest paid over the term of the loan, however any fees or charges associated with the loan would still have to be added.
Similar cars to the 2023 Kia Seltos
Other vehicles that may pique your interest are the Honda HR-V, Chevrolet Equinox, Mazda CX-30, Jeep Compass, and Toyota RAV4. These are like the Kia Seltos whether in price range, type, or features.